ZIP 96722 Foreclosure, Tax-Lien & Distress Report

In Kauai County, Hawaii, ZIP 96722 scores 36 of 100 for composite distress, a moderate level on DLRadar's distress index. On the structural side it scores 79/100, with 7/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (95/100), flood (NFIP) exposure (93/100), climate & FEMA risk (85/100)). Its heaviest discrete signals: structural risk (79/100), institutional ownership (72/100), construction/permit lag (64/100). By contrast, mortgage stress (24/100) register low.

The market reads expansion — home values rose 7.1% year on year, at 61/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

2,061 residents call 96722 home, typically aged 52. The typical home is worth about $1,431,600 (11.5× income, severely stretched). Households earn a median $105,750 — above the roughly $78,000 national figure. The tenure split is 75% owner-occupied to 25% rented. There are about 2,855 housing units across 96722. The vacancy rate is 66.0% — elevated. Around 18% of renters are cost-burdened. The poverty rate is 6.7% — low. On demographic stress specifically, 96722 scores 47/100. Around 60% of adults hold a bachelor's degree or higher.

Taken together, 96722 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 96722 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 96722's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 96722 shows blanks, not estimates, wherever the record is sparse.

96722's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 96722 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.