ZIP 96766 Property Distress & Foreclosure Data

DLRadar grades ZIP 96766 (Kauai County, Hawaii) at a moderate 32/100 for overall property distress. Structural risk reads 71/100 against active distress of 7/100. Property-level stress concentrates in structural risk (71/100), construction/permit lag (58/100), institutional ownership (55/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (flood (NFIP) exposure (93/100), climate & FEMA risk (85/100), FEMA disaster exposure (64/100)).

The expansion-phase market in 96766 posted values that rose 7.1% over the year, and 17% higher over three years, at 66/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $793,000, an affordability ratio of 7.8× — stretched. Owners hold 66% of homes, renters 34%. There are about 5,739 housing units across 96766. Educational attainment sits at 29% bachelor's-or-above. Median household income is $96,434, above the U.S. median near $78,000. Vacancy runs 10.4%. DLRadar's demographic-stress index for the area reads 45/100. 7.2% of residents fall below the poverty threshold. Population is roughly 16,924 with a median age of 41. Rent burden reaches 46% of tenant households.

On balance 96766 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.