ZIP 96765 Foreclosure, Tax-Lien & Distress Report
Kauai County, Hawaii · High Vacancy market
Scored on a fixed 0-100 scale, 96765 (Kauai County, Hawaii) returns a moderate composite of 36/100. It additionally carries heavy environmental risk: FEMA disaster exposure (95/100), flood (NFIP) exposure (93/100), climate & FEMA risk (85/100). Structurally it carries 79/100, against 7/100 of stress already in motion. The pressure is most legible in structural risk (79/100), institutional ownership (72/100), construction/permit lag (64/100). By contrast, mortgage stress (24/100) register low.
The expansion-phase market in 96765 posted values that rose 7.1% over the year (phase confidence 61/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 36% have a four-year degree. DLRadar's demographic-stress index for the area reads 47/100. The poverty rate is 2.7% — low. Around 51% of renters are cost-burdened. The tenure split is 64% owner-occupied to 36% rented. The ZIP holds roughly 247 housing units. Households earn a median $83,641 — near the roughly $78,000 national figure. The vacancy rate is 20.2% — elevated. The typical home is worth about $864,600 (8.7× income, severely stretched). 516 residents call 96765 home, typically aged 38.
On the whole, 96765 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 96765 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 96765's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 96765 shows blanks, not estimates, wherever the record is sparse.
The 36/100 figure for 96765 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 96765 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 96765’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
96765 at a glance
A live read on 96765: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Kauai County ZIPs near 96765
Nearest ZIP codes to 96765
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Kauai County, Hawaii
Additional distress intelligence spanning Kauai County, Hawaii by ZIP, county and state.
See every distressed parcel in 96765
Get every distressed property in 96765 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology