ZIP 96703 Foreclosure, Tax-Lien & Distress Report
Kauai County, Hawaii · Distress market
Kauai County, Hawaii's ZIP 96703 registers 36/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (93/100), FEMA disaster exposure (92/100), climate & FEMA risk (85/100)). The latent-versus-live split is 79/100 structural and 7/100 already moving. The sharpest non-environmental signals are structural risk (79/100), institutional ownership (71/100), construction/permit lag (64/100). On the quiet end sit mortgage stress (24/100).
Prices here sit in a expansion phase: values rose 7.1% over the trailing year, at 61/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Median household income is $94,688, above the U.S. median near $78,000. Vacancy runs 4.2%. Rent burden reaches 62% of tenant households. There are about 899 housing units across 96703. The poverty rate is 9.1%. The tenure split is 87% owner-occupied to 13% rented. DLRadar's demographic-stress index for the area reads 41/100. The typical home is worth about $537,600 (5.6× income). Educational attainment sits at 14% bachelor's-or-above. Population is roughly 3,453 with a median age of 39.
Net-net, 96703 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 96703 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 96703 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 96703 can be compared directly against any other ZIP in Kauai County, Hawaii or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 96703 shows blanks, not estimates, wherever the record is sparse.
96703's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 96703 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 96703’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 96703 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 96703, the same set carried on every parcel.
Other Kauai County ZIP codes
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Unlock the full ZIP 96703 acquisition report
See who owns each distressed property in 96703, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology