ZIP 96703 Property Distress & Foreclosure Data

Composite property distress in 96703 (Kauai County, Hawaii) lands at 32/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (93/100), climate & FEMA risk (85/100), FEMA disaster exposure (64/100)). On the structural side it scores 71/100, with 7/100 of stress already active. The sharpest non-environmental signals are structural risk (71/100), construction/permit lag (58/100), institutional ownership (55/100). On the quiet end sit mortgage stress (24/100).

The expansion-phase market in 96703 posted values that rose 7.1% over the year (phase confidence 66/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $94,688, above the U.S. median near $78,000. The vacancy rate is 4.2%. Around 62% of renters are cost-burdened. The ZIP holds roughly 899 housing units. 9.1% of residents fall below the poverty threshold. Owners hold 87% of homes, renters 13%. DLRadar's demographic-stress index for the area reads 41/100. Home values center near $537,600, an affordability ratio of 5.6×. Educational attainment sits at 14% bachelor's-or-above. Population is roughly 3,453 with a median age of 39.

On balance 96703 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.