ZIP 96716 Property Distress & Foreclosure Data

DLRadar grades ZIP 96716 (Kauai County, Hawaii) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (71/100), construction/permit lag (58/100), institutional ownership (55/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), climate & FEMA risk (85/100), FEMA disaster exposure (64/100). The latent-versus-live split is 71/100 structural and 7/100 already moving.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year (phase confidence 66/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $90,452 — above the roughly $78,000 national figure. About 20% have a four-year degree. The vacancy rate is 11.5% — elevated. Around 24% of renters are cost-burdened. On demographic stress specifically, 96716 scores 42/100. The ZIP holds roughly 852 housing units. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 72% owner-occupied to 28% rented. 2,329 residents call 96716 home, typically aged 41. A median home runs $716,500 here, or 8.2 times local income.

Overall, 96716 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.