ZIP 96716 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 96716 in Kauai County, Hawaii comes in at 35, a moderate composite-distress reading. Its heaviest discrete signals: structural risk (79/100), institutional ownership (70/100), construction/permit lag (64/100). By contrast, mortgage stress (24/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (93/100), FEMA disaster exposure (90/100), climate & FEMA risk (85/100)). Latent structural risk is 79/100 while live distress already moving reads 7/100.

The market reads expansion — home values rose 7.1% year on year, at 61/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $90,452, above the U.S. median near $78,000. Around 20% of adults hold a bachelor's degree or higher. The vacancy rate is 11.5% — elevated. Rent burden reaches 24% of tenant households. On demographic stress specifically, 96716 scores 42/100. The ZIP holds roughly 852 housing units. 3.5% of residents fall below the poverty threshold. The tenure split is 72% owner-occupied to 28% rented. 2,329 residents call 96716 home, typically aged 41. The typical home is worth about $716,500 (8.2× income, severely stretched).

Net-net, 96716 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 96716 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 96716's 35/100 can be lined up against any neighbor in Kauai County, Hawaii or any ZIP coast to coast. Sparse data for 96716 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 96716's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 96716 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.