ZIP 96746 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 96746 (Kauai County, Hawaii) lands at 32/100 — moderate on DLRadar's public-record scoring. The split runs 71/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100), climate & FEMA risk (85/100). Property-level stress concentrates in structural risk (71/100), construction/permit lag (68/100), institutional ownership (48/100). On the quiet end sit mortgage stress (24/100).

The expansion-phase market in 96746 posted values that rose 7.1% over the year, and 14% higher over three years, at 61/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 8,024 housing units. The vacancy rate is 16.9% — elevated. 68% of housing is owner-occupied. Educational attainment sits at 32% bachelor's-or-above. Population is roughly 20,566 with a median age of 45. At $89,681, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 49/100. Rent burden reaches 42% of tenant households. A median home runs $882,400 here, or 9.3 times local income. Roughly 8.8% live below the poverty line.

Taken together, 96746 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 96746 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 96746's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 96746, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 96746 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Practically, 96746 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.