ZIP 96746 Property Distress & Foreclosure Data

ZIP code 96746 in Kauai County, Hawaii carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 71 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), climate & FEMA risk (85/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (71/100), construction/permit lag (58/100), institutional ownership (55/100). mortgage stress (24/100) stay muted.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 14% higher over three years, at 66/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 8,024 housing units across 96746. Vacancy runs 16.9%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 68% owner-occupied to 32% rented. About 32% have a four-year degree. 20,566 residents call 96746 home, typically aged 45. Households earn a median $89,681 — above the roughly $78,000 national figure. On demographic stress specifically, 96746 scores 49/100. Rent burden reaches 42% of tenant households. A median home runs $882,400 here, or 9.3 times local income. Roughly 8.8% live below the poverty line.

Taken together, 96746 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.