ZIP 96756 Property Distress & Foreclosure Data

In Kauai County, Hawaii, ZIP 96756 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (71/100), construction/permit lag (58/100), institutional ownership (55/100). By contrast, mortgage stress (24/100) register low. The latent-versus-live split is 71/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100), climate & FEMA risk (85/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 7.1% year on year, and 22% higher over three years (phase confidence 66/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 44% of renters are cost-burdened. The typical home is worth about $969,800 (9.3× income, severely stretched). The poverty rate is 5.3% — low. Around 33% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,581 housing units. The demographic-stress sub-score lands at 51/100. 60% of housing is owner-occupied. About 6,110 people live here, median age 45. At $97,500, median income runs above typical U.S. levels. The vacancy rate is 40.3% — elevated.

Net-net, 96756 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.