ZIP 96756 Foreclosure, Tax-Lien & Distress Report

Kauai County, Hawaii's ZIP 96756 registers 32/100 composite distress, which DLRadar reads as moderate. Its standout signals are structural risk (71/100), construction/permit lag (68/100), institutional ownership (48/100). On the quiet end sit mortgage stress (24/100). Structural exposure scores 71 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), climate & FEMA risk (85/100).

The market reads expansion — home values rose 7.1% year on year, and 22% higher over three years, at 61/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 44% of renters are cost-burdened. The typical home is worth about $969,800 (9.3× income, severely stretched). The poverty rate is 5.3% — low. Educational attainment sits at 33% bachelor's-or-above. There are about 3,581 housing units across 96756. On demographic stress specifically, 96756 scores 51/100. Owners hold 60% of homes, renters 40%. Population is roughly 6,110 with a median age of 45. Median household income is $97,500, above the U.S. median near $78,000. Vacancy runs 40.3%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 96756 leans distressed, with opportunity clustered in specific stressed parcels. While 96756 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 96756 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 96756 stays directly comparable to neighboring ZIPs and the rest of Kauai County, Hawaii. 96756 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

96756's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 96756 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.