ZIP 96796 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 96796 (Kauai County, Hawaii) at a moderate 36/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (95/100), flood (NFIP) exposure (93/100), climate & FEMA risk (85/100). Latent structural risk is 79/100 while live distress already moving reads 7/100. Property-level stress concentrates in structural risk (79/100), institutional ownership (72/100), construction/permit lag (64/100). By contrast, mortgage stress (24/100) register low.

The market reads expansion — home values rose 7.1% year on year, at 61/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $87,222, median income runs near typical U.S. levels. There are about 766 housing units across 96796. The poverty rate is 7.7%. The vacancy rate is 12.7% — elevated. Around 26% of adults hold a bachelor's degree or higher. On demographic stress specifically, 96796 scores 43/100. Around 48% of renters are cost-burdened. 45% of housing is owner-occupied. Home values center near $769,700, an affordability ratio of 6.6×. About 2,070 people live here, median age 50.

Taken together, 96796 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 96796's 36/100 can be lined up against any neighbor in Kauai County, Hawaii or any ZIP coast to coast. Where the record is thin for 96796, the field stays empty rather than modeled, and fills in as new documents post.

96796's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 96796 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.