ZIP 96796 Property Distress & Foreclosure Data

ZIP code 96796 in Kauai County, Hawaii carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (93/100), climate & FEMA risk (85/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 71/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (71/100), construction/permit lag (58/100), institutional ownership (55/100). On the quiet end sit mortgage stress (24/100).

The expansion-phase market in 96796 posted values that rose 7.1% over the year (phase confidence 66/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $87,222, near the U.S. median near $78,000. The ZIP holds roughly 766 housing units. 7.7% of residents fall below the poverty threshold. The vacancy rate is 12.7% — elevated. Educational attainment sits at 26% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 43/100. Around 48% of renters are cost-burdened. Owners hold 45% of homes, renters 55%. Home values center near $769,700, an affordability ratio of 6.6×. Population is roughly 2,070 with a median age of 50.

On the whole, 96796 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.