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ZIP 96796 Foreclosure, Tax-Lien & Distress Report

Kauai County, Hawaii · High Vacancy market

DLRadar grades ZIP 96796 (Kauai County, Hawaii) at a moderate 32/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100), climate & FEMA risk (85/100). Latent structural risk is 71/100 while live distress already moving reads 7/100. Property-level stress concentrates in structural risk (71/100), construction/permit lag (68/100), institutional ownership (48/100). By contrast, mortgage stress (24/100) register low.

The market reads expansion — home values rose 7.1% year on year, at 61/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $87,222, median income runs near typical U.S. levels. There are about 766 housing units across 96796. The poverty rate is 7.7%. The vacancy rate is 12.7% — elevated. Around 26% of adults hold a bachelor's degree or higher. On demographic stress specifically, 96796 scores 43/100. Around 48% of renters are cost-burdened. 45% of housing is owner-occupied. Home values center near $769,700, an affordability ratio of 6.6×. About 2,070 people live here, median age 50.

Taken together, 96796 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 96796's 32/100 can be lined up against any neighbor in Kauai County, Hawaii or any ZIP coast to coast. Where the public record is thin for 96796, the field stays empty rather than modeled, and fills in as new documents post.

96796's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 96796 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

32/100
Composite stress
71/100
Structural risk
7/100
Distress activity

ZIP 96796 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk85
9 further distress layers are graded for 96796

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 96796 Stress Report snapshot

A live read on 96796: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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