ZIP 96741 Property Distress & Foreclosure Data

ZIP code 96741 in Kauai County, Hawaii carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (71/100), construction/permit lag (58/100), institutional ownership (55/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100), climate & FEMA risk (85/100), FEMA disaster exposure (64/100). The latent-versus-live split is 71/100 structural and 7/100 already moving.

The market reads expansion — home values rose 7.1% year on year, and 14% higher over three years (phase confidence 66/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $106,777, median income runs above typical U.S. levels. The ZIP holds roughly 2,527 housing units. The vacancy rate is 10.9%. Around 46% of renters are cost-burdened. The typical home is worth about $953,200 (8.6× income, severely stretched). The demographic-stress sub-score lands at 45/100. The poverty rate is 12.6%. 78% of housing is owner-occupied. Around 41% of adults hold a bachelor's degree or higher. About 6,283 people live here, median age 43.

Net-net, 96741 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.