ZIP 96741 Foreclosure, Tax-Lien & Distress Report

Kauai County, Hawaii's ZIP 96741 registers 32/100 composite distress, which DLRadar reads as moderate. Leading the profile are structural risk (71/100), construction/permit lag (68/100), institutional ownership (48/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (flood (NFIP) exposure (93/100), climate & FEMA risk (85/100)). Structural risk reads 71/100 against active distress of 7/100.

The expansion-phase market in 96741 posted values that rose 7.1% over the year, and 14% higher over three years, at 61/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $106,777 — above the roughly $78,000 national figure. There are about 2,527 housing units across 96741. Vacancy runs 10.9%. Rent burden reaches 46% of tenant households. Home values center near $953,200, an affordability ratio of 8.6× — stretched. On demographic stress specifically, 96741 scores 45/100. The poverty rate is 12.6%. The tenure split is 78% owner-occupied to 22% rented. About 41% have a four-year degree. About 6,283 people live here, median age 43.

On balance 96741 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 96741 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 96741's 32/100 can be lined up against any neighbor in Kauai County, Hawaii or any ZIP coast to coast. Sparse data for 96741 shows as blanks, never estimates, and the score updates on every fresh public filing.

96741's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 96741 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.