ZIP 96754 Property Distress & Foreclosure Data

Kauai County, Hawaii's ZIP 96754 registers 32/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (71/100), construction/permit lag (58/100), institutional ownership (55/100). On the quiet end sit mortgage stress (24/100). On the structural side it scores 71/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (93/100), climate & FEMA risk (85/100), FEMA disaster exposure (64/100)).

The expansion-phase market in 96754 posted values that rose 7.1% over the year, and 62% higher over three years (phase confidence 66/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 77% of homes, renters 23%. Population is roughly 4,172 with a median age of 44. 13.8% of residents fall below the poverty threshold. The ZIP holds roughly 1,687 housing units. Median household income is $85,428, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 52/100. Educational attainment sits at 30% bachelor's-or-above. The vacancy rate is 20.6% — elevated. Around 44% of renters are cost-burdened. Home values center near $1,227,600, an affordability ratio of 13.4× — stretched.

On the whole, 96754 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.