ZIP 96754 Foreclosure, Tax-Lien & Distress Report
Kauai County, Hawaii · High Vacancy market
ZIP code 96754 in Kauai County, Hawaii carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic distress index. Its heaviest discrete signals: structural risk (79/100), institutional ownership (72/100), construction/permit lag (64/100). On the quiet end sit mortgage stress (24/100). Latent structural risk is 79/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: FEMA disaster exposure (95/100), flood (NFIP) exposure (93/100), climate & FEMA risk (85/100).
Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 62% higher over three years (phase confidence 61/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The tenure split is 77% owner-occupied to 23% rented. Population is roughly 4,172 with a median age of 44. Roughly 13.8% live below the poverty line. The ZIP holds roughly 1,687 housing units. Median household income is $85,428, near the U.S. median near $78,000. On demographic stress specifically, 96754 scores 52/100. About 30% have a four-year degree. Vacancy runs 20.6%, above the national norm and a classic distress-and-opportunity signal. Around 44% of renters are cost-burdened. Home values center near $1,227,600, an affordability ratio of 13.4× — stretched.
On the whole, 96754 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 96754 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 96754's 36/100 can be lined up against any neighbor in Kauai County, Hawaii or any ZIP coast to coast. Where the record is thin for 96754, the field stays empty rather than modeled, and fills in as new documents post.
The 36/100 figure for 96754 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 96754 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 96754
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 96754 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 96754, the same set carried on every parcel.
Neighbouring ZIPs in Kauai County
Nearest ZIP codes to 96754
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Hawaii distress
Other reports tied to Kauai County, Hawaii — ZIP, county and statewide.
See every distressed parcel in 96754
Every distressed parcel in 96754 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology