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ZIP 96705 Foreclosure, Tax-Lien & Distress Report

Kauai County, Hawaii · High Value market

On DLRadar's 0-100 distress scale, ZIP 96705 in Kauai County, Hawaii comes in at 36, a moderate composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), FEMA disaster exposure (92/100), climate & FEMA risk (85/100). Latent structural risk is 79/100 while live distress already moving reads 7/100. The most distinctive pressure shows up in structural risk (79/100), institutional ownership (71/100), construction/permit lag (64/100). By contrast, mortgage stress (24/100) register low.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, at 61/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 4.8%. A median home runs $777,200 here, or 5.7 times local income. Educational attainment sits at 21% bachelor's-or-above. Rent burden reaches 10% of tenant households. The ZIP holds roughly 739 housing units. About 2,376 people live here, median age 37. At $120,577, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 33/100. 5.5% of residents fall below the poverty threshold. 69% of housing is owner-occupied.

On balance 96705 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 96705 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 96705 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 96705 can be compared directly against any other ZIP in Kauai County, Hawaii or nationwide. Where the record is thin for 96705, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 96705 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. Treat 96705 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

36/100
Composite stress
79/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 96705

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk85
9 further distress layers are graded for 96705

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 96705 Stress Report snapshot

The live 96705 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

Loading ZIP 96705 stress data…

Adjacent Kauai County ZIP reports

Nearest ZIP codes to 96705

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Kauai County, Hawaii

Related ZIP, county and statewide reads linked to Kauai County, Hawaii.

Get the full acquisition report for 96705

Pull every distressed parcel in 96705 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

Built from public records, scored the same way everywhere · methodology

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