ZIP 96705 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 96705 in Kauai County, Hawaii comes in at 32, a moderate composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (93/100), climate & FEMA risk (85/100). Latent structural risk is 71/100 while live distress already moving reads 7/100. The most distinctive pressure shows up in structural risk (71/100), construction/permit lag (68/100), institutional ownership (48/100). By contrast, mortgage stress (24/100) register low.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, at 61/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 4.8%. A median home runs $777,200 here, or 5.7 times local income. Educational attainment sits at 21% bachelor's-or-above. Rent burden reaches 10% of tenant households. The ZIP holds roughly 739 housing units. About 2,376 people live here, median age 37. At $120,577, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 33/100. 5.5% of residents fall below the poverty threshold. 69% of housing is owner-occupied.

On balance 96705 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 96705 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 96705 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 96705 can be compared directly against any other ZIP in Kauai County, Hawaii or nationwide. Where the public record is thin for 96705, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 96705 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Treat 96705 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.