ZIP 96705 Property Distress & Foreclosure Data

ZIP code 96705 in Kauai County, Hawaii carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100), climate & FEMA risk (85/100), FEMA disaster exposure (64/100). The latent-versus-live split is 71/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (71/100), construction/permit lag (58/100), institutional ownership (55/100). By contrast, mortgage stress (24/100) register low.

The market reads expansion — home values rose 7.1% year on year (phase confidence 66/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 4.8%. The typical home is worth about $777,200 (5.7× income). Around 21% of adults hold a bachelor's degree or higher. Around 10% of renters are cost-burdened. The ZIP holds roughly 739 housing units. About 2,376 people live here, median age 37. At $120,577, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 33/100. The poverty rate is 5.5% — low. 69% of housing is owner-occupied.

Net-net, 96705 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.