Inwood National Bank (FDIC #19080): Bank Stress & Real-Estate Credit Exposure
Inwood National Bank (FDIC Cert #19080): bank stress 53/100, moderate, STABLE over 7 days; parent INWOOD BANCSHARES INC.
Inwood National Bank (#19080) lends in 5 counties across 1 state; Inwood National Bank (#19080) reaches 225 ZIP codes: Texas 5 counties, 225 ZIPs.
Inwood National Bank (#19080) largest markets: Dallas County, TX (760 branches, 95 ZIPs) (#19080), Tarrant County, TX (76 branches, 76 ZIPs) (#19080), Collin County, TX (40 branches, 40 ZIPs) (#19080), Denton County, TX (40 branches, 40 ZIPs) (#19080), Rockwall County, TX (9 branches, 9 ZIPs) (#19080).
Inwood National Bank (#19080) reports $4.26 billion in total assets; Inwood National Bank (#19080) equity $495.7 million (11.6% of Inwood National Bank (#19080) assets); Inwood National Bank (#19080) domestic deposits $3.66 billion; Inwood National Bank (#19080) net income $34.6 million; Inwood National Bank (#19080) return on assets 1.57%; Inwood National Bank (#19080) return on equity 14.11%; Inwood National Bank (#19080) net interest income $61.8 million; Inwood National Bank (#19080) call report June 30, 2026.
Inwood National Bank (#19080) noncurrent real-estate loans 0.43% of its book; Inwood National Bank (#19080) residential 0.60%; Inwood National Bank (#19080) net charge-offs on real estate 0.38%; Inwood National Bank (#19080) residential charge-offs 0.55%.
Inwood National Bank (#19080) net interest margin 2.88% against an eight-quarter Inwood National Bank (#19080) average of 2.25% (Inwood National Bank (#19080) compression -0.62 points); Inwood National Bank (#19080) real-estate loans 42.5% of equity; Inwood National Bank (#19080) non-residential real estate 54.5% of equity; Inwood National Bank (#19080) rate-exposure score 40/100, Inwood National Bank (#19080) fixed-rate trap 40/100; Inwood National Bank (#19080) risk type credit driven; Inwood National Bank (#19080) rate regime rates elevated, Inwood National Bank (#19080) snapshot October 19, 2026.
Inwood National Bank (#19080) stress score moved from 55.1 on June 22, 2026 to 53.5 on October 19, 2026; Inwood National Bank (#19080) ranged 53.5 to 55.1 over 116 snapshots.
Inwood National Bank (#19080) alerts: 5 counties; top Inwood National Bank (#19080) alert scores: Denton County, TX 35 (low); Rockwall County, TX 33 (low); Fort Worth County, TX 18 (low); Richardson County, TX 18 (low); Wylie County, TX 18 (low).