Texasbank (FDIC #19559): Bank Stress & Real-Estate Credit Exposure
Texasbank (FDIC Cert #19559): bank stress 35/100, contained, STABLE over 7 days; parent TEXAS BANC FINANCIAL CORP.
Texasbank (#19559) lends in 9 counties across 1 state; Texasbank (#19559) reaches 257 ZIP codes: Texas 9 counties, 257 ZIPs.
Texasbank (#19559) largest markets: Dallas County, TX (95 branches, 95 ZIPs) (#19559), Tarrant County, TX (228 branches, 76 ZIPs) (#19559), El Paso County, TX (62 branches, 31 ZIPs) (#19559), Parker County, TX (38 branches, 19 ZIPs) (#19559), Wise County, TX (18 branches, 18 ZIPs) (#19559), Comanche County, TX (14 branches, 14 ZIPs) (#19559).
Texasbank (#19559) reports $2.48 billion in total assets; Texasbank (#19559) equity $313.6 million (12.6% of Texasbank (#19559) assets); Texasbank (#19559) domestic deposits $2.01 billion; Texasbank (#19559) net income $28.5 million; Texasbank (#19559) return on assets 2.33%; Texasbank (#19559) return on equity 18.68%; Texasbank (#19559) net interest income $57.9 million; Texasbank (#19559) call report June 30, 2026.
Texasbank (#19559) noncurrent real-estate loans 0.12% of its book; Texasbank (#19559) residential 0.45%; Texasbank (#19559) net charge-offs on real estate 0.43%.
Texasbank (#19559) net interest margin 4.92% against an eight-quarter Texasbank (#19559) average of 4.17% (Texasbank (#19559) compression -0.75 points); Texasbank (#19559) real-estate loans 11.8% of equity; Texasbank (#19559) rate-exposure score 40/100, Texasbank (#19559) fixed-rate trap 40/100; Texasbank (#19559) risk type rate trapped; Texasbank (#19559) rate regime rates elevated, Texasbank (#19559) snapshot October 20, 2026.
Texasbank (#19559) stress score moved from 34.9 on June 22, 2026 to 34.7 on October 20, 2026; Texasbank (#19559) ranged 34.7 to 34.9 over 117 snapshots.
Texasbank (#19559) alerts: 9 counties; top Texasbank (#19559) alert scores: Dallas County, TX 30 (low); El Paso County, TX 28 (low); Brownwood County, TX 14 (low); Comanche County, TX 14 (low); Decatur County, TX 14 (low).