Texas Republic Bank NA (FDIC #3400): Bank Stress & Real-Estate Credit Exposure
Texas Republic Bank NA (FDIC Cert #3400): bank stress 42/100, contained, STABLE over 7 days; parent TXRB HOLDINGS INC.
Texas Republic Bank NA (#3400) lends in 4 counties across 1 state; Texas Republic Bank NA (#3400) reaches 158 ZIP codes: Texas 4 counties, 158 ZIPs.
Texas Republic Bank NA (#3400) largest markets: Dallas County, TX (95 branches, 95 ZIPs) (#3400), Collin County, TX (120 branches, 40 ZIPs) (#3400), Denton County, TX (40 branches, 40 ZIPs) (#3400), Hardeman County, TX (2 branches, 2 ZIPs) (#3400).
Texas Republic Bank NA (#3400) reports $510.6 million in total assets; Texas Republic Bank NA (#3400) equity $69.3 million (13.6% of Texas Republic Bank NA (#3400) assets); Texas Republic Bank NA (#3400) domestic deposits $389.2 million; Texas Republic Bank NA (#3400) net income $4.5 million; Texas Republic Bank NA (#3400) return on assets 1.78%; Texas Republic Bank NA (#3400) return on equity 13.17%; Texas Republic Bank NA (#3400) net interest income $12.8 million; Texas Republic Bank NA (#3400) call report June 30, 2026.
Texas Republic Bank NA (#3400) noncurrent real-estate loans: none reported; Texas Republic Bank NA (#3400) net charge-offs on real estate 1.20%.
Texas Republic Bank NA (#3400) net interest margin 5.24% against an eight-quarter Texas Republic Bank NA (#3400) average of 4.89% (Texas Republic Bank NA (#3400) compression -0.34 points); Texas Republic Bank NA (#3400) rate-exposure score 40/100, Texas Republic Bank NA (#3400) fixed-rate trap 40/100; Texas Republic Bank NA (#3400) risk type credit driven; Texas Republic Bank NA (#3400) rate regime rates elevated, Texas Republic Bank NA (#3400) snapshot October 19, 2026.
Texas Republic Bank NA (#3400) stress score moved from 41.3 on June 22, 2026 to 42.4 on October 19, 2026; Texas Republic Bank NA (#3400) ranged 41.3 to 42.4 over 116 snapshots.
Texas Republic Bank NA (#3400) alerts: 4 counties; top Texas Republic Bank NA (#3400) alert scores: Melissa County, TX 16 (low); Pilot Point County, TX 16 (low); Quanah County, TX 16 (low); Richardson County, TX 16 (low).