Security State Bank&Trust (FDIC #15809): Bank Stress & Real-Estate Credit Exposure
Security State Bank&Trust (FDIC Cert #15809): bank stress 46/100, moderate, STABLE over 7 days; parent SECURITY HOLDING CO.
Security State Bank&Trust (#15809) lends in 11 counties across 1 state; Security State Bank&Trust (#15809) reaches 205 ZIP codes: Texas 11 counties, 205 ZIPs.
Security State Bank&Trust (#15809) largest markets: Tarrant County, TX (76 branches, 76 ZIPs) (#15809), Travis County, TX (189 branches, 63 ZIPs) (#15809), Williamson County, TX (27 branches, 27 ZIPs) (#15809), Hays County, TX (14 branches, 14 ZIPs) (#15809), Comal County, TX (42 branches, 14 ZIPs) (#15809), Burnet County, TX (13 branches, 13 ZIPs) (#15809).
Security State Bank&Trust (#15809) reports $2.18 billion in total assets; Security State Bank&Trust (#15809) equity $234.8 million (10.8% of Security State Bank&Trust (#15809) assets); Security State Bank&Trust (#15809) domestic deposits $1.80 billion; Security State Bank&Trust (#15809) net income $21.7 million; Security State Bank&Trust (#15809) return on assets 2.07%; Security State Bank&Trust (#15809) return on equity 18.66%; Security State Bank&Trust (#15809) net interest income $47.3 million; Security State Bank&Trust (#15809) call report June 30, 2026.
Security State Bank&Trust (#15809) noncurrent real-estate loans: none reported; Security State Bank&Trust (#15809) residential 0.01%; Security State Bank&Trust (#15809) net charge-offs on real estate 2.47%; Security State Bank&Trust (#15809) residential charge-offs 6.19%.
Security State Bank&Trust (#15809) net interest margin 4.78% against an eight-quarter Security State Bank&Trust (#15809) average of 4.75% (Security State Bank&Trust (#15809) compression -0.03 points); Security State Bank&Trust (#15809) non-residential real estate 619.3% of equity; Security State Bank&Trust (#15809) rate-exposure score 40/100, Security State Bank&Trust (#15809) fixed-rate trap 40/100; Security State Bank&Trust (#15809) risk type credit driven; Security State Bank&Trust (#15809) rate regime rates elevated, Security State Bank&Trust (#15809) snapshot October 20, 2026.
Security State Bank&Trust (#15809) stress score moved from 44.2 on June 22, 2026 to 46.4 on October 20, 2026; Security State Bank&Trust (#15809) ranged 44.2 to 46.4 over 117 snapshots.
Security State Bank&Trust (#15809) alerts: 11 counties; top Security State Bank&Trust (#15809) alert scores: Blanco County, TX 40 (moderate); Comfort County, TX 16 (low); Dripping Springs County, TX 16 (low); Fort Worth County, TX 16 (low); Harper County, TX 16 (low).