Interbank (FDIC #27210): Bank Stress & Real-Estate Credit Exposure
Interbank (FDIC Cert #27210): bank stress 31/100, contained, STABLE over 7 days; parent OLNEY BANCSHARES OF TEXAS INC.
Interbank (#27210) lends in 26 counties across 2 states; Interbank (#27210) reaches 410 ZIP codes: Texas 18 counties, 279 ZIPs; Oklahoma 8 counties, 131 ZIPs.
Interbank (#27210) largest markets: Dallas County, TX (190 branches, 95 ZIPs) (#27210), Tarrant County, TX (152 branches, 76 ZIPs) (#27210), Oklahoma County, OK (275 branches, 55 ZIPs) (#27210), Garfield County, OK (22 branches, 22 ZIPs) (#27210), Ellis County, TX (60 branches, 20 ZIPs) (#27210), Parker County, TX (19 branches, 19 ZIPs) (#27210).
Interbank (#27210) reports $5.33 billion in total assets; Interbank (#27210) equity $663.3 million (12.4% of Interbank (#27210) assets); Interbank (#27210) domestic deposits $4.56 billion; Interbank (#27210) net income $87.2 million; Interbank (#27210) return on assets 3.22%; Interbank (#27210) return on equity 27.32%; Interbank (#27210) net interest income $125.9 million; Interbank (#27210) call report June 30, 2026.
Interbank (#27210) noncurrent real-estate loans 0.01% of its book; Interbank (#27210) net charge-offs on real estate 2.38%; Interbank (#27210) residential charge-offs 3.89%.
Interbank (#27210) net interest margin 4.85% against an eight-quarter Interbank (#27210) average of 5.37% (Interbank (#27210) compression 0.53 points); Interbank (#27210) real-estate loans 0.6% of equity; Interbank (#27210) non-residential real estate 389.5% of equity; Interbank (#27210) rate-exposure score 40/100, Interbank (#27210) fixed-rate trap 40/100; Interbank (#27210) risk type rate trapped; Interbank (#27210) rate regime rates elevated, Interbank (#27210) snapshot October 19, 2026.
Interbank (#27210) stress score moved from 32.7 on June 22, 2026 to 30.7 on October 19, 2026; Interbank (#27210) ranged 30.7 to 32.7 over 116 snapshots.
Interbank (#27210) alerts: 26 counties; top Interbank (#27210) alert scores: Canadian County, OK 30 (low); Kingfisher County, OK 16 (low); Aledo County, OK 14 (low); Breckenridge County, OK 14 (low); Childress County, OK 14 (low).