Commercial Bank Of Texas NA (FDIC #1209): Bank Stress & Real-Estate Credit Exposure
Commercial Bank Of Texas NA (FDIC Cert #1209): bank stress 58/100, moderate, STABLE over 7 days; parent NACOGDOCHES COML BANCSHARES.
Commercial Bank Of Texas NA (#1209) lends in 12 counties across 1 state; Commercial Bank Of Texas NA (#1209) reaches 230 ZIP codes: Texas 12 counties, 230 ZIPs.
Commercial Bank Of Texas NA (#1209) largest markets: Tarrant County, TX (76 branches, 76 ZIPs) (#1209), Collin County, TX (120 branches, 40 ZIPs) (#1209), Denton County, TX (40 branches, 40 ZIPs) (#1209), Jefferson County, TX (18 branches, 18 ZIPs) (#1209), Lamar County, TX (14 branches, 14 ZIPs) (#1209), Cherokee County, TX (12 branches, 12 ZIPs) (#1209).
Commercial Bank Of Texas NA (#1209) reports $1.69 billion in total assets; Commercial Bank Of Texas NA (#1209) equity $171.6 million (10.2% of Commercial Bank Of Texas NA (#1209) assets); Commercial Bank Of Texas NA (#1209) domestic deposits $1.50 billion; Commercial Bank Of Texas NA (#1209) net income $13.6 million; Commercial Bank Of Texas NA (#1209) return on assets 1.62%; Commercial Bank Of Texas NA (#1209) return on equity 16.27%; Commercial Bank Of Texas NA (#1209) net interest income $34.4 million; Commercial Bank Of Texas NA (#1209) call report June 30, 2026.
Commercial Bank Of Texas NA (#1209) noncurrent real-estate loans 0.02% of its book; Commercial Bank Of Texas NA (#1209) residential 0.01%; Commercial Bank Of Texas NA (#1209) net charge-offs on real estate 0.14%; Commercial Bank Of Texas NA (#1209) residential charge-offs 0.19%.
Commercial Bank Of Texas NA (#1209) net interest margin 4.35% against an eight-quarter Commercial Bank Of Texas NA (#1209) average of 3.95% (Commercial Bank Of Texas NA (#1209) compression -0.39 points); Commercial Bank Of Texas NA (#1209) real-estate loans 2.3% of equity; Commercial Bank Of Texas NA (#1209) non-residential real estate 19.0% of equity; Commercial Bank Of Texas NA (#1209) rate-exposure score 40/100, Commercial Bank Of Texas NA (#1209) fixed-rate trap 40/100; Commercial Bank Of Texas NA (#1209) risk type credit driven; Commercial Bank Of Texas NA (#1209) rate regime rates elevated, Commercial Bank Of Texas NA (#1209) snapshot October 20, 2026.
Commercial Bank Of Texas NA (#1209) stress score moved from 57.3 on June 22, 2026 to 57.6 on October 20, 2026; Commercial Bank Of Texas NA (#1209) ranged 57.3 to 57.6 over 117 snapshots.
Commercial Bank Of Texas NA (#1209) alerts: 12 counties; top Commercial Bank Of Texas NA (#1209) alert scores: San Augustine County, TX 33 (low); Nacogdoches County, TX 31 (low); Beaumont County, TX 19 (low); Bedford County, TX 19 (low); Emory County, TX 19 (low).