South Carolina County Foreclosure & Distress Reports (2026)
One report per county — 46 in South Carolina — each scored 0-100 from public foreclosure, tax-lien, mortgage and bank-stress records and refreshed monthly. The live county pages sit under the South Carolina distress hub; insurance pressure is on the South Carolina home-insurance page.
46 South Carolina county reports sit in this archive; South Carolina opportunity phases run 18 peak_opportunity, 10 early_signal, 9 watchlist; South Carolina ninety-day delinquency 1.2%; 44 banks chartered in South Carolina; 24,611 HUD-assisted South Carolina units.
South Carolina counties to open first by opportunity rank: Barnwell (#38, strong_buy); Dillon (#38, strong_buy); Jasper (#57, overheated) in South Carolina; Williamsburg (#138, strong_buy); Edgefield (#143, strong_buy); Beaufort (#163, peak_opportunity).
South Carolina insurance bands across counties: 35 high in South Carolina, 11 medium; South Carolina NFIP claims 1,009 in three years.
South Carolina counties in the peak phase (25): Abbeville, Anderson, Beaufort, Calhoun, Cherokee, Chester (South Carolina), Fairfield, Georgetown, Greenville, Greenwood, Horry, Jasper (South Carolina), Kershaw, Lancaster, Laurens, Lexington, Newberry, Oconee (South Carolina), Orangeburg, Pickens, Richland, Saluda, Spartanburg, Union (South Carolina), York.
South Carolina counties in the expansion phase (16): Allendale, Bamberg, Barnwell, Chesterfield, Clarendon, Colleton (South Carolina), Darlington, Dillon, Florence, Hampton, Lee, Marion (South Carolina), Marlboro, Mccormick, Sumter, Williamsburg.
South Carolina counties in the neutral phase (5): Aiken, Berkeley, Charleston, Dorchester, Edgefield.
South Carolina permitted 46,439 housing units in twelve months; 325,050 South Carolina units sit vacant of 2,443,039.
South Carolina counties highest on the national opportunity index: Barnwell #38 (38.9/100, strong_buy); Dillon #38 (38.9/100, strong_buy); Jasper #57 (38.3/100, overheated) in South Carolina; Williamsburg #138 (36.5/100, strong_buy); Edgefield #143 (36.4/100, strong_buy); Beaufort #163 (36.2/100, peak_opportunity) in South Carolina; Lee #208 (35.7/100, peak_opportunity); Bamberg #208 (35.7/100, overheated); Horry #229 (35.5/100, peak_opportunity) in South Carolina; Marion #241 (35.4/100, peak_opportunity); Colleton #279 (34.9/100, peak_opportunity); Aiken #279 (34.9/100, peak_opportunity) in South Carolina.
How the South Carolina county reports are scored: each South Carolina report reads its county's foreclosure filings, South Carolina tax-lien and tax-deed records, FHA mortgage delinquency in South Carolina (ninety-day rate 1.2%, December 2025), the FDIC stress of South Carolina lenders (44 chartered in South Carolina) and FEMA/NFIP pressure on South Carolina (1,009 NFIP claims, three years), then scores every South Carolina ZIP 0-100.
Barnwell County leads South Carolina on the opportunity index at #38 nationally with 7 scored ZIPs. Every South Carolina report is rebuilt monthly from public records; a South Carolina county whose data lapses keeps its South Carolina page and says so.